Top 10 Low Price Companies To Buy Right Now

According to a recent Deloitte survey focused on U.S. consumers and their pantries, name brand loyalty has declined for the third consecutive year. An astounding nine out of 10 consumers are still trading down to private-label brands, despite improvements in the economy. This survey suggests that consumers have not only grown more mindful of their spending habits, but also learned along the way that in-store alternative brands are often comparable. Motley Fool contributor Steve Heller believes that the trend of continued frugality is likely to persist, putting Whole Foods (NASDAQ: WFM  ) and Costco (NASDAQ: COST  ) in great position to benefit to boost their margins. Check out the video below to hear his thoughts on the issue.

Costco's low prices haven't just benefited customers -- shareholders have walloped the market, returning 11,000% over the past two decades. However, with prices near all-time highs, is the ride over for Costco investors? To answer that and more, The Motley Fool's compiled a premium research report with in-depth analysis on Costco.�Simply click here now to gain instant access to this valuable investor's resource.

Top 5 Retail Stocks To Own For 2015: SPDR Dow Jones Industrial Average ETF Trust (DIA)

Diamonds Trust, Series 1 (the Trust) is a unit investment trust. The Trust was created to provide investors with the opportunity to purchase units of beneficial interest in the Trust representing proportionate undivided interests in the portfolio of securities consisting of substantially all of the component common stocks, which comprise the Dow Jones Industrial Average (the DJIA). The Trust�� objective is to provide investment results that, before expenses, generally correspond to the price and yield performance of the DJIA.

The Trust's holdings consist of the 30 stocks in the DJIA, which is designed to capture the price performance of 30 United States blue-chip stocks. The Trust ended its fiscal year on October 31, 2007, with a 12-month return of 17.72% on net asset value as compared to the DJIA return of 17.94%. As of October 31, 2007, some of the Trust�� investments included 3M Co., Alcoa, Inc., Altria Group, Inc., American Express Co., American International Group, Inc., AT&T, Inc., Boeing Co., Caterpillar, Inc., Citigroup, Inc. and Coca-Cola Co.

Advisors' Opinion:

• [By Mark Thomas]

  I focus more on fundamentals to select the stocks that I trade and suggest on my site. However, I can't ignore technical analysis, and this week there were some very important things that appeared on some very long-term charts. With the S+P 500 (SPY) breaking above 1576 and the Dow Jones industrials (DIA) and the Transportation index (IYT) confirming the move to new all-time highs, the thirteen year secular bear market in stocks is over for now-- and based on history, will be probably for quite a while like for two or three more years.

• [By Jon C. Ogg]

  Keep in mind that the DJIA itself actually lose 0.2% in this last week. The SPDR Dow Jones Industrial Average (NYSEArca: DIA), which aims to track the DJIA, turned in a loss of -0.127%. The difference here is that the ETF can close on a bid price or an ask price, and there can be some miniscule tracking error on top of the SPDR management fee.

• [By Mary Anne & Pamela Aden]

  That's why our top picks for the coming year are the SPDR Dow Industrials ETF (DIA), as our more conservative selection, and the PowerShares QQQ Nasdaq Trust (QQQ), as our more speculative pick.

Top 10 Low Price Companies To Buy Right Now: TrustCo Bank Corp NY(TRST)

TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides general banking services to individuals, partnerships, and corporations. The company primarily involves in accepting deposits, and making loans and investments. It also serves as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as the trustee for various types of employee benefit plans, and corporate pension and profit sharing trusts. In addition, the company operates a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. As of December, 2010, it operated 141 automatic teller machines and 134 banking offices in Albany, Columbia, Dutchess, Greene, Orange, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington, and Westchester counties in New York ; Charlotte, Hillsborough, Lake, Manatee, Orange, Osceola, Polk, Sarasota, Seminole, and Volusia counties in Florida; Bennington County in Vermont; Berkshire County in Massachusetts; and Bergen County in New Jersey. The company was founded in 1902 and is headquartered in Glenville, New York.

Advisors' Opinion:

• [By Rick Munarriz]

  Monday
  The market kicks off with TrustCo (NASDAQ: TRST  ) reporting quarterly results on Monday. Many of the "too big to fail" institutions reported in recent days, but now it's time to check out some of the regional players. TrustCo has 138 offices through the Northeast and Florida, watching over $4.3 billion in assets.

Top 10 Low Price Companies To Buy Right Now: George Risk Industries Inc (RSKIA)

George Risk Industries, Inc. (GRI), incorporated on February 21, 1961, is engaged in the design, manufacture and sale of computer keyboards, push button switches, burglar alarm components and systems, pool alarms, thermostats, EZ Duct wire covers and water sensors. GRI is a diversified manufacturer of electronic components, consisting of the security industries variety of door and window contact switches, environmental products, proximity switches and custom keyboards. The Company operates in two segments: security alarm products and security alarm products GRI�� security burglar alarm products comprise approximately 84% of net revenues and are sold through distributors and alarm dealers/installers. These products are used for residential, commercial, industrial and government installations. Its products include security products/ magnetic reed switches, data entry peripherals, pushbutton switches, custom engraved keycaps and proximity sensors.

The security segment has approximately 3,000 customers. One of the distributors, ADI accounts for approximately 40% of the Company's sales of these products. The keyboard segment has approximately 800 customers. Keyboard products are sold to original equipment manufacturers to their specifications and to distributors of off-the-shelf keyboards of proprietary design. GRI owns and operates its main manufacturing plant and offices in Kimball, Nebraska with a satellite plant 40 miles away in Gering, Nebraska.

Advisors' Opinion:

• [By Geoff Gannon]

  Take George Risk (RSKIA). All of their competitors moved overseas. They��e still in Nebraska. Management doesn�� really claim they can either be better or cheaper than their competitors. They know they can�� be cheaper. And as far as better ��this isn�� dark chocolate they��e selling. Beyond customization, timeliness, and reliability ��I�� not sure the idea of ��uality��has much meaning in that business. It�� either frustration-free or it�� not. The two things George Risk can be are timely and customized. Both of those things are easier to be ��for American customers ��if you are manufacturing in the U.S.

• [By Geoff Gannon] things I said was that I knew George Risk's materials cost was higher than some competitors' selling price. The fact that any company could survive under conditions like that immediately suggested that dollars paid for the product was not the key concern for this product.

  Perceived costs had to involve other concerns like customization, shipping speed, reliability, etc. Because it was a low cost product going into a higher cost product going into very high cost projects it seemed likely there was the opportunity to raise prices if needed. And that's what they ended up doing. The important clue for me in that investigation was the severe cost disadvantage George Risk had. You couldn�� compete at such a cost disadvantage unless price was less important than I initially thought.

  I think you will find that most of these insights are not available in the financial statements. They come from reading the 10-Ks of all companies in the industry, reading articles about the companies, listening to all conference call transcripts, etc.

  For example, there is not much in the financial statements of Carnival (CCL) that explains how the cruise business really works. But all of the companies in the industry (CCL, RCL and NCL) freely discuss the economics of their business in great detail. They break out costs before and after fuel. They give you per-passenger prices of how much newly built ships cost. They give you lots and lots of details. They explain how they price their product (the way airlines do) and so on. There is an extreme level of detailed explanation of the business in the various conference calls, 10-Ks, etc.

  A great source for this information is going back to the time the company went public or at least finding the S-1 of a competitor. When a company goes public it often gives much more detail into product economics, etc., than it will later on when it reports annual results.

  That is also a good place to learn about market share, com

• [By Geoff Gannon] >Ark Restaurants (ARKR). When I bought them - and even now - I think their return on buyback would be high and I'd be in favor of it. However, the stocks are illiquid and their free cash flow relative to the dollar value of freely traded shares is not high. As a result, I'm always in favor of RSKIA and ARKR buying back stock. But, I understand it's very hard for them to do in practice unless there is a meaningful holder who signals he wants out of the stock.

  My approach to buybacks is pretty simple. One, I prefer them. Two, I look at the share count history over the last 10 to 20 years as my guide to what the company might do in the future - I want a pattern of predictable behavior. Generally, that means a continuously shrinking share count that shrinks in bull markets and bear markets, panics and recessions and booms and busts and so on. Three, if I'm a buyer of the stock - then the company should be a buyer of its own stock. No questions asked on that one. If the stock is good enough for me to buy it's clearly good enough for the company to buy. Finally, I look for the return on buyback. I tend to focus on the earning power the company is buying relative to the net cash it is spending. If a company has cash on its balance sheet, the amount of net cash consumed by a buyback will be less than it appears because I will end up with a greater percentage ownership of the resulting balance sheet as well as the income statement.

  I want the return on buyback to always be at least 10%. As a rule, the average company will only get returns on its buybacks of 10% or higher if it pays less than 15 times normal earnings. In special cases - fast growing companies, companies where free cash flow vastly exceeds reported income, etc. - it is possible that buybacks above 15 times earnings will return more than 10%. It almost never makes sense for a company to buy back stock at over 25 times earnings. So, for most companies, under 15 times earnings is the green zone for bu

Top 10 Low Price Companies To Buy Right Now: SilverSun Technologies Inc (SSNT)

SilverSun Technologies Inc, formerly Trey Resources, Inc., incorporated on October 3, 2002, is a business consultant for small and medium sized businesses and resellers and developers of financial accounting software. It also publishes its own electronic data interchange (EDI) software. It specializes in software integration and deployment, programming, and training and technical support, aimed at improving the financial reporting and operational efficiencies of small and medium sized companies. The sale of its financial accounting software is concentrated in the northeastern United States, while its EDI software and programming services are sold to corporations nationwide. It also provides software customization, data migration, business consulting, and implementation assistance for complex design environments. The Company�� three product categories include Financial Accounting Software, Electronic Data Interchange (EDI) Software and Warehouse Management Systems. Its services include network services and business consulting. In January 2012, the Company acquired the Sage software customer accounts of IncorTech. In January 2012, the Company acquired remaining 20% of SWK Technologies. In April 2012, its subsidiary, SWK Technologies, sold the Sage ERP X3 global enterprise solution to a power generation facility in the Northeastern United States. In June 2012, the Company acquired Micro-Point, Inc. In February 2013, the Company's SWK Technologies, Inc. acquired Sage business partner accounts of Point Solutions, LLC. In February 2013, its wholly owned subsidiary, SWK Technologies Inc., completed the acquisition of the Sage business partner accounts of Colleyville, Texas-based SGEN, LLC (d/b/a Software Generation).

Financial Accounting Software

The Company resells accounting software published by Sage Software, Inc. (Sage) and Intuit, Inc. for the financial accounting requirements of small and medium sized businesses focused on manufacturing and distribution, and the delivery of! related services from the sales of these products, including installation, support and training. These product sales are primarily packaged software programs installed on a user workstation, on a local area network server, or in a hosted environment. The programs perform and support a variety of functions related to accounting, including financial reporting, accounts payable and accounts receivable, and inventory management. The Company provides a variety of services along with its financial accounting software sales. These services include training, technical support, and professional services. It also provides on-site training services that are tailored to meet the needs of a particular customer. It provides end-user technical support services through our support/help desk. Its professional services include project-focused offerings, such as software customization, data migration, and small and medium sized business consulting.

The Company competes with Microsoft.

Electronic Data Interchange (EDI) Software

The Company publishes its own EDI software MAPADOC. The MAPADOC EDI solution is a fully integrated EDI solution that provides users of Sage Software�� MAS family of accounting software products. MAPADOC provides the user with data entry time, elimination of redundant steps, the lowering of paper and postage costs, the reduction of time spent typing, signing, checking and approving documents and the ability to self-manage EDI. The Company markets MAPADOC solutions to its existing and new small and medium-sized business customers, and through a network of resellers.

The Company competes with True Commerce and Kissinger Associates.

Warehouse Management System (WMS)

The Company is a reseller of the Warehouse Management System (WMS) software published by Accellos, Inc. Accellos, Inc. develops warehouse management software for mid-market distributors. The primary purpose of a WMS is to control the movement and storage of mat! erials wi! thin an operation and process the associated transactions. The detailed setup and processing within a WMS can vary from one software vendor to another. The basic WMS uses a combination of item, location, quantity, unit of measure, and order information to determine where to stock, where to pick, and in what sequence to perform these operations. Accellos works as part of a operational solution by integrating seamlessly with RF hardware, accounting software, shipping systems and warehouse automation equipment. The Company markets the Accellos solution to its existing and new medium-sized business customers.

Network Services And Business Consulting

The Company provides network maintenance and service upgrades for its business clients. It provides various services for its clients, including server implementation, support and assistance, operation and maintenance of central systems, technical design of network infrastructure, technical troubleshooting for large scale problems, network and server security, and backup, archiving, and storage of data from servers.

Advisors' Opinion:

• [By CRWE]

  Today, SSNT has shed (-8.33%) down -0.010 at $.110 with 3,500 shares in play thus far (ref. google finance Delayed: 10:08AM EDT September 12, 2013).

  SilverSun Technologies, Inc. previously reported its second quarter results for the three and six months ended June 30, 2013.

  Financial highlights for 3 months ended June 30, 2013 compared to 3 months ended june 30, 2012 are as follows. The Company reported revenues increased to $3,870,598, rising 26% from $3,071,425. Software sales climbed 14% to $528,368 from $462,151. Services revenues totaled $3,342,230, increasing 28% from $2,609,264. Income from operations rose to $77,339 from a loss from operations of $319,781. Net income was $62,185, or $0.00 earnings per basic and diluted share, compared to a net loss of $334,031, or 0.00 loss per basic and diluted share.

Top 10 Low Price Companies To Buy Right Now: Delaware Investments Dividend & Income Fund Inc. (DDF)

Delaware Investments Dividend and Income Fund, Inc. is a close-ended balanced mutual fund launched by Delaware Management Holdings, Inc. It is managed by Delaware Management Business Trust. The fund invests in the public equity and fixed income markets of the United States. It seeks to invest 65 percent of its corpus in stocks and 35% in fixed income securities. The fund primarily invests in value stocks of large cap companies. It also invests in convertible securities, preferred stocks, other equity-related securities, and real estate investment trusts. For the fixed income component of the fund�s portfolio the fund invests in high yield corporate bonds rated BB or lower in terms of quality. It benchmarks the performance of its portfolio against the S&P 500 Index. Delaware Investments Dividend and Income Fund, Inc. was formed on March 25, 1993 and is domiciled in the United States.

Advisors' Opinion:

• [By Dividends4Life]

  According to a Gabelli Funds report, managed distribution policies offer several advantages, including:1. Lower difference between the fund�� market price and its NAV per share.2. Provides support during periods when the stock market is in a decline.3. Provides a measurable performance target for the investment adviser.Below are several high-yield funds from CEFA that have a managed distribution policy (yields as of December 16):Aberdeen Australia Eqty (IAF)- Distribution Yield: 10.4%- Income Yield: 3.46%Bexil Advisers LLC� (DNI)- Distribution Yield: 11.1%- Income Yield: 3.56%BlackRock En Capital&Inc (CII)- Distribution Yield: 8.78%- Income Yield: 2.34%Cornerstone Strat Value (CLM)- Distribution Yield: 18.77%- Income Yield: 1.83%Cornerstone Total Return (CRF)- Distribution Yield: 19.10%- Income Yield: 0.85%Delaware Inv Div & Inc (DDF)- Distribution Yield: 6.70%- Income Yield: 5.26%Gabelli Equity Trust (GAB)- Distribution Yield: 7.58%- Income Yield: 1.54%Gabelli Utility Trust (GUT)- Distribution Yield: 9.45%- Income Yield: 2.84%MFS Special Value Trust (MFV)- Distribution Yield: 9.60%- Income Yield: 5.73%Nuveen Tx-Adv TR Strat (JTA)- Distribution Yield: 6.70%- Income Yield: 3.12%TCW Strategic Income (TSI)- Distribution Yield: 10.54%- Income Yield: 7.88%Zweig Total Return (ZTR)- Distribution Yield: 7.27%- Income Yield: 1.95%As noted in the Gabelli report, a managed distribution policy may create confusion regarding the true current yield since the reported yield includes the return of capital portion. You can see the disparity above between the income yield and the distribution (reported) yield.If you are looking for a sustainable and growing dividend, you may want to consider some blue-chip dividend stocks such as these with a Free Cash Flow Payout less than 50%, 50+ years of consecutive dividend increases and a 2%+ yield:3M Co. (MMM) is a diversified global company provides enhanced product functionality in electronics, health care, industrial, consumer

Top 10 Low Price Companies To Buy Right Now: Petrobank Energy and Resources Ltd (PBEGF.PK)

Petrobank Energy and Resources Ltd. (Petrobank) is engaged in the exploration and development of oil and natural gas in western Canada. The Company operates in two segments: the Heavy Oil Business Unit (HBU) and PetroBakken Energy Ltd. (PetroBakken). Its operations are conducted through its HBU, as well as its technology subsidiary, Archon Technologies Ltd. The HBU operates its heavy oil projects using Petrobank�� THAI heavy oil recovery process in the field. In addition, Petrobank owns 59% of its subsidiary, PetroBakken. Whitesands Insitu Inc., a wholly owned subsidiary of the Company, owns heavy oil leases in Alberta and oil sands and heavy oil licenses and leases in Saskatchewan, and operates the Kerrobert Project. During the year ended December 31, 2011, Petrobank completed the Kerrobert Project, with all 10 expansion well pairs drilled. On February 28, 2012, Petrobank completed the sale of May River Property. Advisors' Opinion:

• [By Stephan Dube]

  Peace River's most notable producers:

  PennWest Exploration (PWE), see article here.Royal Dutch Shell (RDS.A), see article here.Baytex (BTE), see article here.Strata Oil and Gas (SOIGF.PK), see article here.Petrobank Energy & Resources (PBEGF.PK), see article here.

  Cold Lake's most notable producers:

Top 10 Low Price Companies To Buy Right Now: Zweig Fund Inc (ZF)

The Zweig Fund, Inc. (the Fund), incorporated on June 30, 1986, is a closed-end, diversified management investment company. The Fund�� objective is to increase capital primarily with investment in equity securities, consistent with capital preservation and reduction of risk. The Fund�� principal stock market sectors as on June 30, 2007, included information technology, financials, industrials, energy and healthcare.

The Fund�� investment adviser is Phoenix/Zweig Advisers LLC. As of June 30, 2007, its principal industrial positions included Cisco Systems, Corning Inc., EMC Corp., Ford, Goldman Sachs, Morgan Stanley, PowerShares QQQ, Nike, Nokia Corp. and Valero Energy.

Advisors' Opinion:

• [By Nathan Slaughter]

  Consider the Zweig Fund (NYSE: ZF). It's a closed-end fund that has $340 million in net assets, which are invested in a diverse basket of blue-chip stocks such as PepsiCo, Apple, JPMorgan, Comcast, U.S. Bancorp and Qualcomm.